At Allerton Mortgages and Free Range Financial Services Ltd we respect your privacy and the confidentiality of your personal information.
Who we are, What personal information we collect, How we use your personal information, Who we share your information with and why, How we keep your information secure, Your rights, How to contact us.
Allerton Mortgages is an appointed representative of Free Range Financial Services Ltd who are an appointed representative of Intrinsic Mortgage Planning Limited who are part of the Quilter Group of companies.
Allerton Mortgages Free Range Financial Services and Intrinsic Financial Services jointly determine the purposes and means of processing personal client data relating to giving advice. This means we are joint data controllers for these core advice giving activities and therefore responsible for managing this client data and ensuring compliance.
However, Allerton Mortgages and Free Range Financial Services Ltd is solely responsible for some activities, for example any direct marketing that we undertake.
Allerton Mortgages and Free Range Financial Services Ltd provide financial planning solutions and mortgage advice through experienced and qualified advisers based in the UK. For further details on the companies in our group, please visit.https://www.quilter.com/about-us/our-brands/
Personal information includes your name, address, or phone number and other information that is not otherwise publicly available. We collect personal information about you when you contact us about products and services, visit a financial advisor, visit a website we may have or register to receive one of our newsletters (if applicable).
The type of personal information we collect will depend on the purpose for which it is collected and includes: Contact details, Information to verify your identity, Family, lifestyle, health and financial information, Payment details.
We collect personal information directly from you. For example, we ask for personal information at the start of our relationship and in subsequent communications in order to check your identity and protect you from fraud. This is a legal requirement and is important to help safeguard you against potential crime.
In some instances, it is necessary to collect more sensitive information (such as health or lifestyle information) which is called special category data. This is to allow us to provide our financial advice service to you. We will always obtain your consent during the advice process to gather this data and explain what information we require and why it is needed. Sensitive personal information will always be processed and stored securely. You can withdraw your consent at any time to us processing this data, however, this may mean that you can no longer access the service or product the information was gathered for.
We also collect information about you from other sources. For example, our website automatically collects information from your computer using “cookies” which provides us with limited personal information. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the website owners. For further information visit www.aboutcookies.org or www.allaboutcookies.org.
You can set your browser not to accept cookies and the above websites tell you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.
Whilst no data transmission over the internet is completely secure, we will always take reasonable precautions to protect your personal information. When you submit sensitive information via our enquiry page on our website, your information is protected both online and offline. As you may be aware, no data transmission over the internet can be entirely secure. As a result, while we will always use reasonable endeavours to protect your Personal Information, we cannot guarantee the security of your Personal Information and the use of our Site (including the e-mail facilities) is at your own risk.
In order to use this website, a user is not required to first complete the registration form. However to request a callback from the team you will input some basic information. During the process a user is required to give certain details such as your name and email address. This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information (such as gender or age) about yourself, but it is not required.
We use “cookies” on this site. A cookie is a text file stored your computer to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.
We share aggregated demographic information with our partners. This is not linked to any personal information that can identify any individual person.
We partner with another party to provide specific services. When the user signs up for these services, we will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.
Our Privacy Notice may change from time to time and all updates will be posted on this page. If you feel that we are not abiding by this privacy notice, you should contact us immediately via telephone at 0151 222 5706 or via email at: email@example.com
We keep your personal information only as long as is necessary for the purpose for which it was collected and to meet regulatory or legislative requirements. Personal information will be securely disposed of when it is no longer required, in accordance with our Data Retention and Disposal Schedule. A copy of this is available from the How to Contact Us address, below.
The processing of your personal data is allowed under a number of lawful bases. The data required for the provision of products and services is processed on the basis there is a contract with you to do so. Any relevant marketing activity we undertake is done because as a firm we have a legitimate interest to do so however you have rights, as listed below, which impact how we can use and process your data.
We process your information in order to support and maintain our contractual relationship with you and to comply with legal and regulatory requirements. This includes the following: Providing our advice, products or services to you, Carrying out transactions you have requested, Confirming and verifying your identity for security purposes, Credit scoring and assessment, and credit management (where applicable), Detecting and preventing fraud, crime, money laundering or other malpractice.
We also process your data for specific business purposes to enable us to give you the best products and services and the best and most secure experience. For example, we process your information to send you marketing that is tailored to your interests.
Our business purposes include the following: Enhancing, modifying, and personalising our services for the benefit of our customers, Providing communications which we think will be of interest to you, Market or customer satisfaction research or statistical analysis, Audit and record keeping purposes, Enhancing the security of our network and information systems.
You have the right to object to this processing if you wish, please see “YOUR RIGHTS” section below. Please bear in mind that if you object this may affect our ability to carry out the tasks above for your benefit.
We may also process your personal data as part of an acquisition or sale. Should this happen, you will be notified about any change to processing or data controller arising as a result of this activity.
We share your information with trusted third parties who perform tasks for us and help us to provide the services you require these include: Intrinsic Financial Services Limited, Other adviser firms in the network for the purpose of providing you with advice (with your knowledge), The Quilter Group of companies to enhance the services and products we can offer you, Third parties to verify your identity, in line with money laundering or other requirements (this may involve carrying out checks with credit reference databases), Third parties who perform tasks for us to help us set up or service your plan (these third parties may be based in countries outside the European Economic Area (EEA) but where they are, we will undertake an assessment of safeguards in place), Other organisations, including regulatory bodies, the police and fraud prevention agencies, to prevent and detect fraud, Third parties where required by law, court order or regulation, Third parties as part of an acquisition or sale.
We are committed to ensuring the confidentiality of the personal information that we hold and we continue to review our security controls and related policies and procedures to ensure that your personal information remains secure.
When we contract with third parties, we impose appropriate security, privacy and confidentiality obligations on them to ensure that personal information is kept secure.
If we work with third parties in countries outside the EU we ensure these are countries that the European Commission has confirmed have an adequate level of protection for personal information, or the organisation receiving the personal data has provided adequate safeguards.
In limited circumstances data may be accessed outside of the EEA i.e. by employees when they travel. In these circumstances we ensure there are appropriate information security measures in place to safeguard your information.
Allerton Mortgages and Free Range Financial Services Ltd tries to be as open as it can be in terms of giving people access to their personal information and therefore have outlined your rights below. This privacy notice was drafted with brevity and clarity in mind, therefore further information can be gathered by contacting us using the details below, or more information about your data protection rights can be found here: https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/
You have the right to opt out of receiving marketing information and tell us what your communication preferences are by contacting Intrinsic Financial Services using the details provided at the end of this notice or by using the opt out option below or on any email marketing. You may opt out at any time if you don’t want to receive any further communications of this nature.
The right to be informed – You can request that we provide ‘fair processing information’, typically through this privacy notice, The right of access – You may request a copy of the personal information we hold about you using the contact details found on the end of this privacy notice, The right to rectification – The accuracy of your personal information is important to us. You have the right to ask us to update or correct your personal information, The right to erasure – You may request the deletion or removal of personal data where there is no compelling reason for its continued processing, The right to object – You may object to the processing of your data based on legitimate interests, The right to restrict processing – You have a right to request we ‘block’ or suppress processing of your personal data, The right to data portability – You may request to obtain and reuse your data, The right not to be subject to automated decision-making including profiling.
If you wish to correct, restrict, delete or make changes to your personal information, or any of the data subject rights listed above, please contact us at the number/address listed below.
If you have questions about this notice, need further information about our privacy practices, or wish to give or withdraw consent, exercise preferences or correct your personal information, please contact us using the following details. Intrinsic will liaise with Allerton Mortgages on your behalf to effect your requests.
Intrinsic Financial Services Limited
Telephone: 0161 488 3559
If you wish to raise a complaint about how we have handled your personal data, you can contact The Office of Data Protection who will investigate the matter.
If you are not satisfied with our response or believe we are not processing your personal data in accordance with the law, you can complain to our regulator:
Information Governance Department
Information Commissioner’s Office
0303 123 1113
As detailed above, in some instances, it is necessary for us to collect more sensitive information (such as health or lifestyle information) which is called special category data. This is to allow us to provide our financial advice service to you. This is where we need to gather your consent to the collection and processing of this data. You can withdraw your consent at any time to us processing this data, however, this may mean that you can no longer access the service or product the information was gathered for.